For Sale

Web HOME FOR SALE

    

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2429 Northampton

https://gainsboroughhomes.com/?page_id=8096: For Sale

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~ Pending Sale ~

2426 Lansdown Road

$330,000 / Built in 2000
2137 sq. ft. with triple car garage

2 bedroom / 1 office-den / 2 bathrooms

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To view this home,
Call Jeanie Rosenburg at 541-689-1390

Come find the Home of your Dreams…
Only at Gainsborough Homes!
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web buttons Financing

Types of loans:

*At Gainsborough you purchase your manufactured home and lease the land.  Since you do not own the “Real Estate Land” your home will be located on, you will not be able to qualify for conventional home loan rates.  Conventional loan rates are loans that are sellable on the secondary market (Fanny Mae & Freddie Mac).  However, there are several financing options available for your home purchase. 

The BEST way for you to finance for a short-term loan is to pull the “equity” out of your current site-built home.  You have the option of taking out a second mortgage or an equity line of credit. This can be done at any local bank or loan center.  The equity line of credit seems to fit our customer’s needs the best since you will be able to pull only the money you need as you need it, therefore you will only be paying interest on the exact amount of money you borrow.  Equity loan rates seem to be lower than most manufactured home loan rates.  Then when your current home is sold, the loan will simply be paid off in full.  The two important things to remember about equity loans are: most banks will not give you an equity line of credit if your house is already on the market so take out your equity loan PRIOR to placing your current home up for sale.  The second thing to remember is to make sure that your equity loan has NO pre-payment penalties.  You will want to pay the loan off rather quickly depending on the sale of your home and would not want to be penalized for early payoff.  

Rogue Credit Union 
P.O. Box 4550, Medford, OR  97501
Phone:  (800) 856-7328 
www.roguecu.org

Colonial Home Loans Rep: Tim Leatherman 
12901 SE 97th Ave #100 Clackamas OR 97015
Phone: 503-722-3997 Email: timl@colonialhomeloan.com 
www.colonialhomeloan.com

Credit Human, a Federal Credit Union Rep: Josh Ducharme
Phone:  (877) -475-6852 Website: www.credithuman.com
https://mhloanapp.credithuman.com

CU Credit Union division of SACU Mountainside Financial
18305 East Mexico Place Aurora, Colorado 80017
Phone:  (877) 242-4560 Email: jducharme@sacu.com
www.mountainsidefinancial.com

CUFBL, a Division of San Antonio Federal Credit Union 
33801 1st Way So #100 Federal Way, WA 98003 
Phone (866) 310-2143 
mhlending.credithuman.com

Triad Financial Services Rep: Neil Roszkowski
4199 Campus Drive #250 Irvine, CA 93612 
Phone: (866) 321-3153  Email: nroszkowski@triadfs.com 
www.triadfs.com

21st Mortgage Rep: Scott Taylor
620 Market Street, Knoxville, TN 37902 
Phone: (865) 523-2120 Email: scotttaylor@21stmortgage.com 
www.21stmortgage.com 

Northwest Housing Services LLC Rep: Rick Budahl 
12360 Landau Way Nampa, Idaho 83686
Phone:  (208) 467-9144 Email: rbudahl@cableone.net 
www.nwmhloan.com

Financial Services Unlimited Broker: Bruce Zechenelly
11950 SW 2nd St. Suite 300 Beverton, OR 97005
Phone: (503) 626-8590  Email:  fsu@fsuloan.com 
www.financialservicesunlimited.com

Country Place Mortgage Rep: Troy Morrow
2962 Limited Ln NW #B Olympia, WA  98502
Phone: (360) 709-9191 Email: tmorrow@countryplacemortgage.com  www.countryplaceloans.com

Manufactured Home Loans Rep: Alex Castellanos MBA – Manager 
16 Technology Dr., STE 142, Irvine, CA 92618
Phone (949) 576-2163 Email: acastellanos@manufacturedhome.loan  www.manufacturedhome.loan

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